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In February of 2012 The Federal Government Reached a 25 Billion dollar Settlement with 5 Major Lenders / Mortgage Servicers.
Inman News ran an article March 12, 2012 on how that could boast Short Sales this year.
According to ...
If you are considering buying a home in the Portland Oregon / Vancouver Washington area, and you want to conserve your cash, unless you are a veteran, The USDA Loan Program might be your only option.
Three words of caution, "Location , Location, Location ...